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Jumbo Plus Loans

Jumbo Plus offers flexible financing options for luxury buyers

We offer the Jumbo Plus product for well-qualified buyers who are looking for loan amounts up to $2,000,000 ($1,000,000 for 1st time home buyers) and have debt to income ratios of 49.99% or less. 

  • Borrowers with at least $500,000 in assets may be able to qualify for financing based off those assets rather than a review of their income. Borrowers who are less than 59.5 years old may only use non-retirement assets for qualification purposes.
  • Gaps in employment are allowed within the past 2 years as long as the borrower is with his or her current employer for six months and can provide a satisfactory letter of explanation. Program requires a two-year employment history. 
  • Borrowers, transaction, and property must meet all program guideline requirements. 

Not everyone will qualify for this program! Call me today to see if this product will work for you.